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In 2022, Ames & Gough introduced a new offering to compliment our current suite of insurance products. Employee Benefit solutions are spearheaded by Justin Gough, vice president, employee benefits and Joe Satterfield, account administrator, employee benefits. Who better to kick off our first “Employee Spotlight” then Justin and Joe. We cover a lot of ground … billionaires, meteorology, eating contests, sport allegiances and more. Read More

When purchasing or renewing their commercial property insurance, it’s vital for businesses to ensure such coverage includes correct property valuations. Doing so can make all the difference in providing sufficient protection and preventing coinsurance penalties amid covered property losses. That’s where conducting accurate insurance-to-value (ITV) calculations comes into play. Generally speaking, ITV refers to an approximation of the full cost to replace or restore insured property. Read More

Directors and officers (D&O) liability insurance is an insurance coverage sought by private and non-profit organizations to help protect their executives from costly legal actions. Over the years, insurance companies have refined their underwriting practices for D&O insurance to reward organizations that implement proactive risk management measures.

Having outstanding benefits options is critical for attracting and retaining employees. But in order to capitalize on those options, employers need to effectively market their offerings to employees and candidates. If employees and candidates aren’t aware of or do not understand the benefits available to them, they do the employer little good.